Welcome

 Are you considering converting your basement into a legally permitted basement apartment?

Getting Started:

Are you thinking about obtaining three quotes to determine the cost of renovating your basement? First, get the necessary permits approved, and then request quotes from three or more contractors.

Site Visit:

We offer on-site support to help you navigate municipal regulations, Ontario Building Code requirements, and site-specific limitations.

Permit Process:

Here is an overview of the permit process:

1. Obtain a site survey for the property (available through your home purchase, online, or at the municipal counter).
2. Create a scaled site plan, including all property dimensions, street address, legal description, property lines, easements, and utility rights of way.
3. Include the main floor(s) of the home in the plan, highlighting the mechanical, structural, and room locations, as well as the sizes, spans, grades, and spacing of the structure.
4. Develop scaled elevation drawings for basements requiring window enlargements, underpinning, or separate entrances.
5. Once the permit set is complete, meet with the necessary engineers for required stamps (structural, mechanical, electrical) to ensure compliance and safety.
6. Schedule a meeting to review the permit set and ensure it meets your expectations.
7. We can provide a general range of pricing options, including economical to premium materials and labor rates.
8. We assist you in submitting the permit applications to the municipality, meeting with them on your behalf, while you take care of the associated fees. The processing time typically ranges from 2 to 4 weeks, depending on the municipality and time of year.
9. Once the permit set is approved, you will receive four copies of the drawings and approvals to proceed with the estimating and tendering process.

Permitting a secondary suite offers several benefits:

• Secondary suites provide affordable rental housing without major government assistance, contributing to housing needs and densification.
• They offer low-income individuals a cost-effective option with reduced housing services and amenities.
• Secondary suites expand the availability of affordable housing options, providing tenants with more choices.
• They can make homeownership more affordable for first-time buyers by offsetting mortgage costs.
• Secondary suites offer additional income and security for older households, allowing them to remain in their homes.
• They make efficient use of existing infrastructure and housing stock, particularly in areas with declining populations.
• Legalizing secondary suites allows municipalities to regulate health and safety conditions.
• They provide independent accommodation options for seniors, students, and persons with disabilities.

Do I Need a Permit?

To create a new second suite, you must apply for a building permit. All second suites must adhere to the Ontario Building Code, residential zoning by-laws, and property standards. Any construction work, as well as plumbing and electrical work, will require permits and inspections. The fees associated with permits vary based on the type and extent of the work. Building inspectors will review the project at key stages to ensure compliance with the Building Code and approved plans. Inspections require a minimum 48-hour notice, and it's recommended to be present during their visits.

Please note that existing second units that do not meet applicable laws are not "grandfathered" and must comply with current regulations.

Considering Renting to Family Only?

Municipalities are not concerned about the relationship between the tenant and landlord. Regardless of the occupants' relation, all building code and zoning by

ARE YOU CONSIDERING BUILDING YOUR BASEMENT APARTMENT WITHOUT A PERMIT?

If you're contemplating constructing a basement apartment without obtaining the necessary permit, we strongly advise you to reconsider. Operating an unpermitted or non-conforming basement apartment can have significant consequences both legally and in terms of insurance coverage.

Home Insurance: It is crucial to inform your insurance company about any alterations made to your home, including converting it into a two-unit suite. Failure to disclose these changes may result in your insurance policy being void or voidable. Additionally, any space that is not reported may not be covered under your policy. To maintain the validity of your insurance and ensure coverage, your property must comply with municipal building code standards.

Municipal Regulations: Proceeding with construction without the required permits can lead to serious consequences. You may be ordered to stop work, face legal prosecution, and potentially be required to remove any work already completed. If you're unsure whether your project requires a permit, it's essential to contact your local civic center for clarification.

Risks: Anyone, including tenants, neighbors, or concerned individuals, can report an illegal apartment to the city for inspection. Being caught with an unpermitted apartment could result in the requirement to convert the property back to a single-family dwelling, or it may involve significant time and expense to legalize the apartment. Furthermore, if an accident or death occurs in an illegal second suite due to a fire or flood, you could be held liable and face legal action. It is always recommended to meet electrical and fire safety standards for any secondary suite. It's important to be transparent with your insurance company about the true nature of the property, as providing false information can lead to further complications.

Legal Consequences: Violating the Ontario Building Code can result in both monetary fines and criminal charges. Section 36 of the Ontario Building Code Act outlines the nature of offenses and the associated penalties. Offenses include knowingly providing false information, failure to comply with orders or regulations, and contravening the Act or by-laws. Penalties for convictions can range up to $50,000 for a first offense and $100,000 for subsequent offenses for individuals, with higher fines for corporations.

Creating Safe and Legal Basement Apartments: It is important to prioritize the safety of occupants and protect your long-term investment. Building a legal basement apartment ensures compliance with building codes and regulations while providing affordable housing. By following the proper permitting process, you can create a safe living environment and avoid the legal and insurance risks associated with unpermitted constructions.